Legal Documents

ac99 Terms & Conditions

Please read the following terms carefully before using this platform. By creating an account or using the services, you are considered to have agreed to all these terms.

This document has been last revised. ac99 reserves the right to change these terms at any time. Continued use of the platform after changes take effect will be considered your acceptance of the revised terms.

Introduction & Applicability

These Terms and Conditions ("Terms") apply to the ac99 platform and all its services. ac99 is an online casino and sports betting platform operated for users in Bangladesh. By using the website or mobile version, you give your full consent to these Terms, our Privacy Policy, our Responsible Gaming Policy, and all other related policies.

In these Terms, "user", "you", or "your" refers to any person who accesses or registers on the platform. "ac99", "we", or "our" refers to the entity that operates this platform.

If you disagree with any part of these Terms, please refrain from using ac99's services. Contact our support team for any questions or clarifications.

Eligibility & Age Restrictions

The following eligibility conditions must be met to use ac99's services:

  • You must be at least 21 years old. No person under the age of 21 may use this platform.
  • You must reside in a legal jurisdiction where receiving online gaming services is lawful.
  • You may hold only one account in your own name. Creating multiple accounts is strictly prohibited.
  • All information provided at the time of account creation must be truthful, accurate, and complete.
  • Any person who has voluntarily excluded themselves (self-exclusion) from the platform may not re-register.

If it is found at any time that a user does not meet these eligibility conditions, ac99 reserves the right to close that account and withhold the associated funds without prior notice.

Account Registration & Security

3.1 Registration Process

To create an account at ac99, you must provide accurate personal information. If any false or misleading information is found in the registration form, the account will be closed immediately.

3.2 Identity Verification (KYC)

ac99 follows an identity verification process to ensure security and prevent fraud. When requested, users may be required to submit the following documents:

  • Government-issued photo ID (National ID card, passport, or driving licence)
  • Proof of address (utility bill or bank statement)
  • Documents confirming ownership of the payment method

Withdrawals may be put on hold until verification is complete.

3.3 Account Confidentiality

It is your responsibility to keep your login details — username and password — completely confidential. Allowing anyone else to access your account or transferring your account to another person is prohibited. If you suspect unauthorised access to your account, notify our support team immediately.

Financial Transactions

4.1 Deposits

The minimum deposit amount at ac99 is ৳200. Accepted payment methods are bKash, Nagad, Rocket, Upay, and bank transfer (Dutch-Bangla Bank, BRAC Bank, Islami Bank, and other major commercial banks). Deposited funds are generally reflected in your account promptly.

For deposits, use only a payment method registered in your own name. Using a third-party payment method may delay the account verification process or result in the transaction being cancelled.

4.2 Withdrawals

The minimum withdrawal amount is ৳800. Standard withdrawal processing time is 30 minutes to 3 hours, depending on the payment method and verification status.

  • Withdrawal requests will generally be processed back to the same method used for the deposit.
  • To withdraw bonus funds, the applicable wagering requirements must be met.
  • Withdrawals from unverified accounts may be delayed.

4.3 Currency

All transactions on ac99 are conducted in Bangladeshi Taka (BDT / ৳). Transactions in any other currency are not accepted.

Bonuses & Promotional Offers

5.1 Welcome Bonus

ac99 offers new members a 100% bonus on their first deposit, up to ৳20,000. For example: depositing ৳1,000 gives ৳1,000 in bonus, making the total balance ৳2,000. Depositing ৳42,000 gives the maximum ৳20,000 in bonus, making the total balance ৳62,000.

5.2 Wagering Requirements

For the welcome bonus to become withdrawable, betting of 15 times the bonus amount must be completed (on the bonus amount only — not on the combined total of deposit and bonus). Example: ৳1,000 bonus × 15 = ৳15,000 in bets must be placed before withdrawal.

5.3 General Bonus Terms

  • Each bonus offer may have a specific validity period. Unused bonuses will be cancelled after expiry.
  • Claiming bonuses on multiple accounts from the same household or IP address is prohibited.
  • Not all types of games can be played with bonus funds — the list of eligible games for a specific bonus will be communicated.
  • ac99 reserves the right to modify, suspend, or cancel any bonus offer.
  • Bonus privileges will be cancelled if signs of fraud or system abuse are detected.

5.4 VIP Program

ac99 operates a loyalty program consisting of four VIP tiers. Each tier offers weekly cashback benefits:

  • Bronze — up to 0.2% weekly cashback
  • Silver — up to 0.4% weekly cashback
  • Gold — up to 0.6% weekly cashback
  • Platinum — up to 0.8% weekly cashback

The rules for tier advancement are determined by ac99 and may change at any time.

Gaming Code of Conduct & Prohibited Activities

6.1 Permitted Use

The ac99 platform may be used for personal entertainment purposes. Users must comply with all applicable laws and participate normally without disrupting the platform's operations.

6.2 Prohibited Activities

The following activities are strictly prohibited and may result in account closure and forfeiture of funds:

  • Playing games using software bots, automated tools, or artificial intelligence
  • Exploiting system errors or bugs and disclosing them to others
  • Using the platform for money laundering or illegal financial activities
  • Deceiving or attempting to manipulate other users
  • Attempting to compromise the platform's security
  • Creating multiple accounts to claim bonus benefits
  • Betting on behalf of others or participating in professional syndicates

6.3 Game Results

All games on ac99 are operated using an independently verifiable Random Number Generator (RNG). If a technical error is found in the result of any game, the bets for that round will be cancelled and refunded.

Intellectual Property

All content on the ac99 platform — logos, designs, software, text, and graphics — is the intellectual property of ac99. Users are granted limited permission to use this platform for personal and non-commercial purposes only. Reproducing, distributing, or using any content for commercial purposes without written permission is prohibited.

Privacy & Data Protection

ac99 gives the highest priority to protecting users' personal information. All data is kept secure through SSL encryption. To learn more about how your information is collected, stored, and used, please read our Privacy Policy.

Personal information is not shared with third parties, with the following exceptions:

  • Upon request from law enforcement agencies to comply with legal obligations
  • With authorised payment partners for payment processing
  • For the purpose of fraud prevention and verification services

Responsible Gaming

ac99 believes that gaming is a form of entertainment, and we are mindful that it should not become a source of problems. For this reason, we place great importance on responsible gaming.

The following tools are available on the platform:

  • Deposit limit setting (daily, weekly, monthly)
  • Self-exclusion (account suspension for a set period)
  • Session time limit setting
  • Reality-check notifications

For more details, visit our Responsible Gaming page. If you have any concerns about gaming, our support team is available 24/7 to help.

Limitation of Liability

ac99 strives to provide uninterrupted service, but the service may be temporarily unavailable due to technical issues, maintenance, or external factors. In such situations, ac99's liability will be limited.

ac99 bears no responsibility for the following:

  • Loss of a game session due to the user's internet connection being disrupted
  • Account information being exposed due to the user's own negligence
  • Problems caused by third-party software or devices
  • Unforeseen external circumstances (natural disasters, political crises, etc.)

Dispute Resolution

If you have any complaint or dispute, please first contact our customer support team:

After receiving a complaint, our team will review the matter properly and inform you. Most disputes can be resolved through direct communication. If any dispute remains unresolved, a neutral mediation process agreed upon by both parties will be followed.

Account Closure & Termination of Service

12.1 Closure by the User

Any user may request to close their account at any time. After the request, any eligible outstanding balance will be returned, but bonus funds for which the terms have not been met will be cancelled.

12.2 Closure by ac99

ac99 may suspend or close any account in the following circumstances:

  • If any part of these Terms is violated
  • If evidence of fraud or deception is found
  • If the user fails to provide information requested for verification
  • If false information regarding age or identity is provided

Changes to Terms & Contact

ac99 reserves the right to change these Terms at any time. For significant changes, an effort will be made to notify users via their account or email. However, it is the user's responsibility to regularly check the latest version of the Terms.

For any questions or enquiries regarding these Terms, please contact us:

  • Email: [email protected]
  • Live Chat: 24 hours a day, 7 days a week — in Bengali and English

ac99 is a safe and reliable online gaming platform. We are committed to maintaining a fair and transparent relationship with all our users. Follow these Terms and enjoy a secure and enjoyable gaming experience.